What exactly is Samsung Pay?
Samsung Pay is quick and easy
way to make mobile payments with select Samsung Galaxy phones, and it works at
virtually any retailer that accepts card payments via tap, swipe, or scan. Samsung
Pay simplifies and secures payment. Since MST (Magnetic Secure Transmission)
and NFC (Near Field Communication) support allow it to be accepted at more
locations than most other mobile payment methods, you just need your Galaxy
phone to swipe up from the home button and approve the payment using it's highly
secure fingerprint recognition system.
The following are some of the
major banks and payment service providers in the UAE that have joined Samsung
Banks that accept Samsung Pay in the UAE
How does one get their card registered?
can be registered automatically by scanning them with Samsung Pay or
manually by entering the card details.
depending on your bank's or credit union's policies, Samsung Pay will ask
you to verify your identity via email, SMS, or phone call.
How does one use Samsung Pay to make in-store purchases?
up from the home button to launch Samsung Pay, or open the Samsung Pay app
from the home screen.
left or right to choose the card you want to pay with.
complete the transaction, verify your fingerprint or PIN and touch your phone to the card reader or NFC reader.
Is it safe to use Samsung Pay?
Since it does not store the actual card number, Samsung Pay
is more secure than a physical card. Simply put, instead of the actual card
number, Samsung Pay stores an encrypted version of the card number that is sent
to payment terminals. Since it is a virtual number, the original card number is
not saved on your phone. Don't worry: this does not imply that you must
establish a unique PIN for the card on your computer. When you pay with Samsung
Pay, your card's standard PIN is used, so it's safe and you don't have to
remember any special codes. Before you can use Samsung Pay to make a payment,
you must first authenticate yourself on your phone. You may authenticate using
the fingerprint sensor, the system PIN, or the iris scanner on devices that
What makes Samsung
Pay superior to Apple Pay or Google Pay?
The MST (Magnetic Secure Transmission) technology is the
sole reason why Samsung Pay outperforms Apple Pay and Android Pay, which only
support NFC technology. Apple Pay and Android Pay aren't as commonly accepted
as Samsung Pay because retailers and stores must have NFC-enabled terminals to
accept NFC payments. In reality, Samsung claims that the existence of MST
technology allows its payment service to operate in virtually any location
where conventional debit or credit cards are accepted.
How to Setup Samsung
Pay and Connect Credit/Debit Cards
- If you have a compatible smartphone, the Samsung Pay app should already be enabled on your phone.
- Open the Samsung Pay app from your phone's app drawer. Since the preloaded app isn't the full version of the app, when you open it, you'll be prompted to download and install the full app. It will be between 80 and 100 MB in size. Allow it to download before clicking the Install button when prompted.
- Skip the intro video that appears. You will then be prompted to sign in to your Samsung account. If
you already have one, simply enter your login information or build one via
the Samsung Pay app.
- You will now be prompted
to configure a verification form for Samsung Pay. You have the choice of using the iris scanner (if your phone has one), the fingerprint reader, or the PIN option. It's worth noting that if you want iris or fingerprint authentication, you'll also need to set up a PIN as a backup.
- After you've chosen your
preferred method of verification, you'll be prompted to generate a 4-digit
Samsung Pay PIN. After you've done that, you can move on to the next level.
- To begin adding your card,
tap the Add card button that appeared after you selected your verification method in phase 5, or the big ‘+' sign if you are in the main Samsung Pay app.
- To add a card, launch the
app's camera and point it at the front of your credit or debit card. After
detecting the card number and expiry date, the app will prompt you to
enter the CVV code (3-digit or 4-digit depending on the card type) and
your name as it appears on the card.
- Once you've entered all of your card details, press the Next button and wait for the app to validate your card. If that is completed, adhere to your bank's terms and conditions if they appear.
- You will now be asked to
validate your passport. You can complete verification by selecting one of the verification methods displayed on-screen (depending on your bank and/or card provider) and following the instructions in the app. After that, you will be required to sign the card. Draw within the box given on the screen to accomplish this.
Your credit card has now been linked to Samsung Pay. It is
accepted at any store or merchant that accepts debit or credit cards. You can
add more cards to the app by pressing the + button on the main screen of the
Samsung Pay app and going through the verification process.